Stoa

Blog

Notes from the buyer's side of the table.

Writing on AI risk, coverage, and monitoring — practical, specific, and free of hype. First pieces are in draft.

CoverageComing soon

Silent AI: what your policy doesn't say, and why it matters at claim time

The ambiguity in a legacy cyber or E&O form isn't neutral — it's decided against you when a loss lands. A field guide to reading for silence before renewal.

Draft
MonitoringComing soon

From inventory to evidence: the audit trail insurers actually ask for

Every agent your scanner catalogues is a line item a carrier will want documented. How continuous monitoring becomes the record behind a claim.

Draft
MethodComing soon

Why we quote a range, not a number: planning-grade AI loss estimates

Expected annual loss for AI failure is low-frequency, high-severity. A short piece on P50/P90, evidence tiers, and estimating honestly.

Draft

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